Columbia SC Home Loan Pre-Approval

Obtaining Financing and get pre-approved is the most important part of buying Columbia SC real estate. Whether buying a single family home, condo or an investment property, it is crucial to get pre-approved. Obtaining financing is the first step in buying real estate.

The two main factors lenders use to determine whether to loan you money are your ability and your willingness to repay the loan. The ability is measured by your income and assets while your willingness is measured by your credit history.

Pre-Approval:

  • Informs the buyer of whether or not they qualify for a home loan
  • Educates the buyer about potential problems with credit or income
  • Identifies the target price range of homes to view
  • Informs the buyer of their approx. house payment
  • Educates a first time home buyer

Many sellers require a pre-approval letter when considering an offer to purchase.

 

Basic Pre-Approval

Get the Best Mortgage Rate!

Tell us a little about your current needs and we can use that
information to match you with just the right loan.
 
Tell us about your loan needs.
*Reason for loan (purch, refi, cash out):
*Value of property:
*Type of property:
*Amount you need to borrow:
Type of loan wanted (30 Yr, 15 Yr, ARM, Int. Only):

How can we get in touch with you?
*Name:
*Email:
Phone:
Address:
City:
*State:

Tell us about your credit history.
*Credit History (Excellent, Good, Average, Poor):

Note: Fields with an * are required


Carolina First Mortgage 1000 St Andrews Rd Suite D Columbia, SC 29210
Phone: Fax:

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